Tutkat / Calculators
Calculators
53 free calculators for everyday and business decisions: loan, electricity, salary, rent, taxes, grants and much more. No registration; calculations run in your browser.
Activity Radar
- Recreation day calculator: how much does a recreation day cost? · Calculate the cost of a company recreation day or family outing: participants, activity, meals and transport..
- Holiday week budget calculator for a family · Calculate how much an autumn break or a holiday week out costs a family: tickets, paid attractions and eating out..
Career Radar
- Occupation comparison: pay and employment in two occupations · Compare the median salary and employment situation of two occupations and calculate whether a career change pays off..
- Pay subsidy calculator: how much does the pay subsidy reduce the cost of a hire? · Calculate the effect of a pay subsidy on the cost of recruitment: the subsidy share, subsidy months, salary and ancillary costs..
Housing Radar
- Housing calculator: what does a home cost in your area? · Estimate a home's price using the area's average price per square metre, plus the transfer tax and the monthly mortgage instalment.
Car Radar
- Driving cost calculator: petrol or electric car? · Compare the annual energy and tax costs of a petrol car and an electric car using your own mileage, consumption and prices.
- Company car calculator: taxable value of the car benefit 2026 · Calculate the taxable value of a company car's car or usage benefit under the 2026 rules and how much the benefit costs in tax per month.
Jobs Radar
- Recruitment cost calculator: what does a new employee cost in the first year? · Calculate the cost of a new employee in the first year: salary, ancillary costs, recruitment and the productivity gap during onboarding..
Venue Radar
- Party calculator: budget and catering quantities · Calculate the party budget and how much food and drink you need for your number of guests.
- Christmas party calculator: what does the party cost the company after taxes? · Compare the cost to the company of a staff Christmas party and a client event, taking VAT and the income tax deduction into account..
Tender Radar
- Procurement calculator: thresholds and price-quality scoring · Check whether a procurement is national or EU-level, and calculate who wins the price-quality comparison.
Loan Radar
- Loan calculator: monthly instalment and total cost of the loan · Calculate the monthly loan instalment, interest costs and total cost.
- Business loan calculator: monthly instalment and debt service coverage · Calculate the monthly instalment on a business loan and whether the operating margin is enough to service it.
Leads Radar
- Lead value calculator: how much is a lead worth paying for? · Calculate how much a single sales lead is worth based on the average deal, margin and conversions, and what a profitable price for a lead is..
Lunch Radar
- Lunch benefit calculator: how much does the lunch benefit cost you? · Calculate how much a lunch voucher costs you per month and how much you save compared with paying with your own money.
- Lunch benefit cost calculator for businesses · Calculate the cost of the lunch benefit to the employer and the VAT on the restaurant's lunch sales.
Travel Radar
- Flight compensation calculator: compensation for a delayed or cancelled flight · Check whether you are entitled to compensation under EU Regulation 261/2004 for a delayed, cancelled or overbooked flight.
- Mileage allowance and daily allowance calculator 2026 · Calculate tax-exempt mileage allowances, daily allowances and meal allowances using the 2026 maximum amounts.
Cottage Radar
- Cottage calculator: what does a lakeside cottage cost to buy and keep? · Calculate the purchase price of a lakeside cottage, transfer tax, loan costs and annual costs, and how much renting it out can cover.
- Cottage rental: how much of the rental income is left after tax? · Calculate a cottage's rental income, deductible expenses, depreciation and capital income tax.
Study Radar
- Student financial aid calculator: study grant, loan and student loan compensation · Calculate how much student financial aid you get and how much student loan accumulates during your studies.
Salary Radar
- Employer cost calculator: what does an employee cost? · Calculate how much an employee costs an employer, including ancillary costs, in 2026: TyEL, health insurance, unemployment insurance, holiday pay and a comparison with the median salary..
- Pay comparison and pay rise calculator · Compare your salary with the median salary of your occupation and calculate how much a pay rise brings per year, including holiday pay.
Services Radar
- Hourly rate calculator for entrepreneurs: what hourly rate do you need? · Calculate what hourly rate you need to reach your target result, taking into account chair rental, other costs, billable hours and VAT..
- Annual service costs calculator: hairdresser, massage and others · Calculate how much hairdresser, massage and other wellbeing services cost per year using your own prices and number of visits..
Restaurant Radar
- Portion price calculator for restaurants · Calculate a dish's selling price from the ingredient cost and the target ingredient percentage, including VAT..
- The real cost of a business dinner to the company · Calculate the actual cost of a client dinner to the company, taking into account the VAT on entertainment expenses and the income tax deduction..
Renovation Radar
- Renovation price calculator: how much does a renovation cost? · Estimate the cost of bathroom, kitchen, flooring, painting, window, roof, drainage, heat pump and pipe renovations, plus the household tax credit 2026.
- Household deduction calculator for renovation · Calculate how much household tax credit you get for the labour share of a renovation.
- Invoicing for a renovation contract: reverse-charge VAT and household tax credit · Calculate how a renovation contract is invoiced to a consumer or a construction-sector company: VAT, reverse charge and the customer's household tax credit..
Sauna Radar
- Sauna calculator: electric heater consumption and heater size · Calculate how much sauna bathing with an electric heater costs per session and per year, and check whether the heater is the right size for the steam room..
- Public sauna profitability calculator · Calculate a public sauna's ticket income, VAT, margin and break-even point.
Electricity Price Radar
- Electricity calculator: spot electricity or a fixed price? · Compare the annual cost of spot-price and fixed-price electricity contracts using your own consumption.
- Company electricity cost calculator (VAT 0 %) · Calculate a company's electricity costs excluding VAT and how much you save by shifting consumption to cheap hours.
- Electricity calculator: how much is your electricity bill per month? · Calculate your electricity bill per month and per year: electricity energy, base fees, transmission and electricity tax.
- Electrical appliance consumption calculator: how much does an appliance cost? · Calculate an electrical appliance's consumption in kilowatt-hours and its cost in euros per day, month and year based on power and running time.
- Air-source heat pump savings calculator and payback time · Calculate how much an air-source heat pump saves with direct electric heating and how quickly it pays for itself.
- Solar panel calculator: yield, savings and payback · Calculate the annual yield of solar panels, savings from own use, income from selling surplus and the payback period using your own figures..
Fuel Radar
- Fuel calculator: is it worth driving to a cheaper station? · Calculate whether it is worth driving to a cheaper petrol station once the fuel for the extra distance is taken into account.
- Fleet fuel cost calculator for businesses · Calculate the fuel costs of a company's vehicle fleet excluding VAT, and the savings from a price benefit and economical driving..
Premises Radar
- Office calculator: how much does an office cost? · Estimate the size and monthly rent of business premises based on headcount, city and office model.
Training Radar
- Gym membership calculator: what does a single visit really cost? · Calculate the real price of a gym membership per visit and compare it with a single-visit fee.
- Exercise and culture benefit calculator: benefit or pay rise? · Compare the cost to the company of a tax-exempt sports and culture benefit with a pay rise that would give the employee the same benefit..
Grants Radar
- De minimis calculator: how much support can you still receive? · Calculate how much more de minimis aid your company can still receive within the three-year ceiling and what share of the project the aid covers..
Safety Radar
- Smoke alarm calculator: how many smoke alarms are needed? · Calculate how many smoke alarms a home needs according to the regulations and what buying them costs.
- Security investment payback calculator · Calculate whether camera surveillance or an alarm system pays for itself: investment, maintenance, reduced losses and an insurance premium discount..
Wind Radar
- Wind converter: m/s, km/h, knots and Beaufort · Convert wind speed to m/s, km/h and knots and to the Beaufort scale.
- Wind at working height: can you lift with the hoist? · Estimate the wind speed at working height based on measurement height and terrain, and compare it with the machine's wind limit.
- Will the event structure withstand the wind? Wind calculator for organisers · Compare the forecast gust with the wind limit of a tent, stage or other event structure.
Insurance Radar
- Deductible calculator: is a higher deductible worth it? · Calculate whether it is worth raising your insurance excess: compare the annual premium saving with the likely extra cost of claims..
- Entrepreneur's mandatory insurance calculator 2026 · Calculate the entrepreneur's YEL contribution and the employer's TyEL, unemployment insurance and accident insurance contributions using the 2026 percentages..
Rental Radar
- Rent calculator: what is the typical rent for an apartment? · Estimate a home's typical rent based on the area's average rent per square metre.
- Rental yield calculator: how much does an investment apartment earn after tax? · Calculate a rental property's gross rental yield, net yield and yield after tax.